PAYMENT HISTORY IS 35% OF YOUR FICO SCORE
We give you three ways to add positive rent payment history to your credit profile.
MoCaFi Prepaid Card
FREE
Reports to Equifax & TransUnion
Create your rent reporting profile.
Enter payment information each month.
Upload proof of payment documentation.
MoCaFi App
FREE
Reports to Equifax only.
Install MoCaFi on your iOS or Android device.
Opt into rent reporting.
Link the bank account used to pay your rent.
Online
$3 per report (first report is free)
Report to Equifax only.
Create your rent reporting profile.
Enter payment information each month.
Upload proof of payment documentation.
Good credit can make the difference between temporary loss and long-term hardship.
MoCaFi is a financial network helping everyday people prosper.
We offer a prepaid Mastercard program, credit building tools, financial education programs, and personal financial coaching.
Our mission to help our community spend smart, build credit, and live wealthy.
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Strong Credit is a Wealth Pillar
Embedding credit building activities into your routine requires a wealth mindset.
MoCaFi Financial Coach Manyell Akinfe-Reed gives up the goods to creating a wealth mindset in this short video.