PAYMENT HISTORY IS 35% OF YOUR FICO SCORE

Your FICO Score is 35% payment history, 30% amounts owed, 10% new credit, 15% length of credit history, 10% credit mix.

We give you three ways to add positive rent payment history to your credit profile.

MoCaFi Prepaid Card

FREE
Reports to Equifax & TransUnion

Create your rent reporting profile.
Enter payment information each month.
Upload proof of payment documentation.

SIGN UP
MoCaFu Prepaid Mastercard

MoCaFi App

FREE
Reports to Equifax only.

Install MoCaFi on your iOS or Android device.
Opt into rent reporting.
Link the bank account used to pay your rent.

SIGN UP

Online

$3 per report (first report is free)
Report to Equifax only.

Create your rent reporting profile.
Enter payment information each month.
Upload proof of payment documentation.

SIGN UP

Good credit can make the difference between temporary loss and long-term hardship.

MoCaFi is a financial network helping everyday people prosper.

We offer a prepaid Mastercard program, credit building tools, financial education programs, and personal financial coaching.

Our mission to help our community spend smart, build credit, and live wealthy.

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Strong Credit is a Wealth Pillar

Embedding credit building activities into your routine requires a wealth mindset.

MoCaFi Financial Coach Manyell Akinfe-Reed gives up the goods to creating a wealth mindset in this short video.