We respect and are committed to protecting your privacy.
Your use of the Online Properties is also governed by MoCaFi’s Terms & Conditions.
Types of Information MoCaFi Collects or Receives
MoCaFi stores and uses the information that we collect or receive in strict compliance with applicable state and federal law. The types of Personal Information we collect may include, among other things (collectively, “Personal Information”): (1) contact information (e.g., name, address, home and mobile telephone numbers, email address); (2) biographical information such as household data, preferences, and demographic information (e.g., date of birth, gender, marital status); and (3) Internet protocol (or IP) address, MAC address or device ID/UDID.
The means by which MoCaFi collects or receives such Personal Information may include when you: (1) access and use the MoCaFi Online Properties; (2) sign up for email notifications, electronic newsletters, mobile messages (including SMS), or notifications from, or on behalf of, MoCaFi; (3) enter or participate in a MoCaFi contest, event, promotion or sweepstakes, or respond to one of our surveys; (4) provide MoCaFi with comments, suggestions or other input through the Online Properties; (5) create a user account for use in connection with the Online Properties (your “User Account”); and (6) participate in any online discussion, forum or similar exchange, publicly or privately, through the Online Properties. MoCaFi may also collect such personal information in our marketing efforts on third party websites. We may also receive information from third parties that provide us with such information, including as part of any investigation or inquiry that we may undertake.
MoCaFi or a partner may sponsor promotions, sweepstakes or contests through the Online Properties. Your participation is entirely voluntary. You may be asked to provide personally identifiable information including, but not limited to, your name, email address or home address or to answer questions in order to participate. MoCaFi may also transfer Personal Information to certain advertising or marketing partners from whom you have requested to receive information.
Information Collected Online. MoCaFi may collect or receive three types of information when you visit or use the Online Properties: contact information, provided information and usage information.
Contact Information. Contact information refers to the information that you intentionally provide to us when you submit a request to be contacted. This information may include your name, address, phone number, and email address, as well as any other information that you may voluntarily provide through the Online Properties. We collect this information only for purposes of responding to requests for more information about MoCaFi and our offerings. When you submit contact information, you accept that this information will be shared with our content providers and other professionals, contractors and staff that may be able to assist you.
Usage Information. MoCaFi may obtain non-individualized, generic information about you when you visit the Online Properties.
Browser Log Files: Our servers automatically log each visitor to the Online Properties and collect and record certain information about each visitor. This information includes or may include your “Internet Protocol”, or IP, address, browser language, browser type, operating system, mobile device information, domain names, browsing history (including time spent at a domain, time and date of your visit), referring/exit web pages and URLs, and number of clicks. The domain name and IP address reveal nothing personal about the visitor other than the IP address from which the visitor has accessed the Online Properties.
Web Beacons: Some of our web pages and electronic communications may contain electronic images, which may or may not be visible to you, known as Web Beacons (sometimes referred to as “clear gifs”). Web Beacons collect only limited information that includes a cookie number; time and date of a page view; and a description of the page on which the Web Beacon resides. We may also carry Web Beacons placed by third party advertisers. These Web Beacons do not carry any Personal Information and are only used to track usage of the Online Properties and activities associated with the Online Properties. See the Third Party Opt Out section below.
Unique Identifier: We may assign you a unique internal identifier to help keep track of your future visits. We use this information to gather aggregate demographic information about our visitors, and we use it to personalize the information you see on the Online Properties and some of the electronic communications you receive from us. We keep this information for our internal use, and this information is not shared with others.
Third Party Opt Out: We may allow third-party companies to serve advertisements and/or collect certain anonymous information when you visit the Online Properties. These companies may use non-personally identifiable information (including, but not limited to, click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to the Online Properties in order to provide advertisements about goods and services likely to be of greater interest to you. These companies typically use a cookie or third party Web Beacon to collect this information, as further described above. Through these technologies, the third party may have access to and use non-personalized information about your online usage activity.
You can opt-out of certain online behavioral services through any one of the ways described below (you do not need to go to each opt-out site, one is sufficient).
After you opt-out, you will continue to receive advertisements, but those advertisements will no longer be as relevant to you.
You can opt-out via the Network Advertising Initiative industry opt-out at networkadvertising.org.
You can opt-out via the Consumer Choice Page at aboutads.info.
You can opt-out via the IAB UK’s industry opt-out at youronlinechoices.com.
Note: If you opt-out as described above, you should not delete your cookies. If you delete your cookies, you will need to opt-out again.
Use of Personal Information
The Personal Information that we collect is used for four main purposes:
to enable the features of the Online Properties, including, but not limited to: (a) creating, sharing, viewing, listening to and rating content on the Online Properties, (b) operating any competitions or promotions in which you may participate; and (c) setting up and managing your online account, including but not limited to our processing your requests for information, and/or providing support services to you;
to improve the Online Properties by determining which of our features and services are most popular. We may analyze your information and usage information to enable us and our affiliates to provide services to you and develop new features, functionality and services;
to personalize your experience on the Online Properties; and
to communicate with you and to inform you about our services. When requested by you, we (and/or any of our third party service providers) may send you and keep you updated with information about existing and new services, by email, telephone (including, but not limited to, SMS), mail or by means of any other contact details you provide to us.
When Information Is Disclosed By MoCaFi
We may share non-personally identifiable information (such as anonymous user usage data, referring/exit pages and URLs, platform types, number of clicks, etc.) with third parties to demonstrate the usage patterns for MoCaFi’s advertisements, content, functionality promotions, competitions, and/or services on the Mobile Applications, Online Properties and/or on third party websites.
We also reserve the right to disclose Personal Information and/or non-personally-identifiable information in connection with the enforcement of our Terms and Conditions, to take precautions against liability, to investigate and defend against any third-party claims or allegations, to assist government enforcement agencies, to protect the security or integrity of the Online Properties, and to protect our rights, property, or personal safety of MoCaFi, and that of our users or others.
We reserve the right to transfer your Personal Information, as well as any other information, in connection with the sale or other disposition of all or part of the MoCaFi business and/or assets. We also cannot make any representations regarding the use or transfer of your Personal Information or other information that we may have in the event of our bankruptcy, reorganization, insolvency, receivership or an assignment for the benefit of creditors, and you expressly agree and consent to the use and/or transfer of your Personal Information or other information in connection with a sale or transfer of some or all of our assets in any of the above described proceedings. Furthermore, we cannot and will not be responsible for any breach of security by any third parties or for any actions of any third parties that receive any of the information that is disclosed to us.
The Online Properties may also link to a wide variety of other websites and may contain advertisements of third parties. We are not and cannot be responsible for the privacy policies of those websites of third parties or for how they treat information (including, but not limited to personally identifiable information) about their users.
User Account, Password, and Security
For certain features available through the Online Properties, we may require the use of encryption technologies provided for your protection and/or User Account. We use reasonable precautions to protect the privacy of your User Name, Password and User Account information. You, however, are ultimately responsible for protecting your User Name, Password and User Account information from disclosure to third parties, and you are not permitted to circumvent the use of required encryption technologies. You agree to: (a) immediately notify MoCaFi of any unauthorized use of your User Name, Password and/or User Account, and/or any other breach of security; and (b) ensure that you log out from your User Account at the end of each session. While we may provide certain encryption technologies and use other reasonable precautions to protect your confidential information and provide suitable security, we do not and cannot guarantee or warrant that any information transmitted through the Internet is secure, or that such transmissions are free from delay, interruption, interception or error.
Information From Children
Privacy Outside the Online Properties
Choices With Your Personal Information
Whether you submit any Personal Information to MoCaFi is entirely up to you. You are under no obligation to provide Personal Information. However, this information is essential for the provision and quality of some of the services we offer to you, so we cannot provide you with certain services if you choose to withhold requested information.
If MoCaFi collects Personal Information from you, such information will not be disclosed or used by MoCaFi for purposes that are incompatible with the purpose(s) for which it was originally collected or for which you subsequently gave authorization unless you affirmatively consent to such disclosure and use.
Access and Correction
Mobility Capital Finance Inc.
1 Washington Park
Newark, NJ 07102
Attn: Customer Care – MoCaFi
Copyright © 2018. Mobility Capital Finance Inc. All Rights Reserved.
EFFECTIVE AS OF: January 1, 2017
LAST UPDATED: December 14, 2021