Mobility Score

The Mobility Score1 uses your spending, savings, credit score, and personal development activity to assess how far you are from wealth, and what you need to do to get there. Our custom wealth planning technology can identify your current financial situation, provide a gameplan to level up your finances, and refer you to exclusive services to empower your path to wealth.

Stride Health

Stride is the preferred benefits partner of MoCaFi that can help you find the best insurance plans at the lowest price and get enrolled as fast as possible. Use the Stride / MoCaFi portal to compare thousands of plans, find ways to lower your health insurance, pick your plan, and get enrolled. There is no fee to use the Stride/MoCaFi portal. Just browse the site and get started on finding affordable healthcare plans.


During unsteady times of financial hardship, a partner to help you elevate your income and cover essential expenses with pride and dignity is immeasurable. Steady helps American workers get matched with income opportunities near them, compare pay rates from local employers, and see how much others are earning in their area. After joining Steady, members earn an average $5.5K+ in additional yearly income. We’re proud to be working with Steady to help MoCaFi Account owners put more money in their pockets.

MoCaFi Moments

Each month we treat a MoCaFi Account Owner with an experience designed to take their mind off of the grind and relax for a few. MoCaFi Moments are always in the account owner’s local community. It can be a full-course meal at a local restaurant, tickets to a major sporting event, or gift cards to spend at local Represent Rewards businesses. Winners are randomly picked from nominations we receive from the community.

It's Time To Build

The MoCaFi Bank Account and MoCaFi Debit Card

Get banked, build credit and create wealth from the ground up.

Get MoCaFi

The MoCaFi Bank Account and the MoCaFi Debit Mastercard are issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card may be used everywhere Debit Mastercard is accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Account Agreement. The MoCaFi Bank Account is marketed and administered by MoCaFi. MoCaFi is a financial technology company and not a bank.  Banking services are provided by Sunrise Banks N.A. Your funds are FDIC insured up to $250,000 through Sunrise Banks, N.A., Members FDIC.

MoCaFi credit and wealth building features are not Sunrise Banks N.A. products, nor does Sunrise Banks N.A. endorse these features.

1Mobility Score is not a Sunrise Banks N.A. product, nor does Sunrise Banks N.A. endorse this feature