ONE CITY
We partner with cities across the country to foster financial inclusion, economic empowerment, and unity in our neighborhoods.
Sponsored incentive cards for swipe, tap, and online purchases
Incentive cards are funded solely by a sponsoring municipality or organization.
Immediate Response Cards work like a typical payment card with contactless, swipe, and online PIN purchase capability.
The card sponsor has the right to restrict and/or reclaim funds loaded on the card subject to specific program rules.


Manage your card account in the app
Check your card balance and view each card transaction in real-time. Get real-time text notifications of each purchase
Safe, secure, and private.
MoCaFi respects and is committed to protecting the privacy of all cardholders. Your account is protected with multifactor authentication, Mastercard ID Theft Protection™, Mastercard Zero Liability Protection for unauthorized purchases, and secure contactless card payment at in-person points of sale.