YOUR CONNECT TO PROSPERITY
Personalized banking for people
disconnected from the wealth economy.
WE’RE BANKING BLOCKS OTHERS WON’T STAND ON
THE BANKING PLATFORM FOR
BUILDING WEALTH FROM SCRATCH
Our platform is connected to city-sponsored funding and incentives, low-to-no-fee mobile bank accounts, credit building tools, account rewards, and personal banking experiences designed for your financial freedom.1
NO FEE MOBILE BANKING
GOVERNMENT BENEFITS ACCESS
FINANCIAL EMPOWERMENT COMMUNITY
We give you no-cost options and we don’t check credit or banking history.2
Add Billers and issue checks to pay them from the app without logging into separate websites.
A group exclusively for customers of MoCaFi-powered accounts that connects you to personal coaches who help guide your financial journey step-by-step.
3 Things You
You should know about MoCaFi before registering for any of our products. Click the button below to learn more or reach out to Customer Support with any questions.
Deposit benefits, paychecks, and cash at no cost
MoCaFi is used by cities and community based organizations to distribute and discover funds that are available to help improve your financial position.
Use Bill Pay to improve your credit score and earn rewards
MoCaFi issues mobile bank accounts with our partner cities without the need for a credit check, prior banking history, or enrollment or membership fees.2
Get expert financial coaching online and in-person
MoCaFi account members can access our network of lenders, personal financial coaches, and even celebrity influencers to help guide your path to generational wealth
3 Things You Should Know About MoCaFi
You should know about MoCaFi before you register, why MoCaFi is so popular, these are some of the reasons.
We’re Not A Bank, But We Run MoCaFi Bank Account Programs
or membership fees.
We Don’t Sell Personal Data
Black-Founded, Diversely Led
START YOUR FIRST
Your wealth plan is personal, but the pillars of a strong financial life are the same for everyone. Download our free Blueprint 001 ebook for a step-by-step tutorial on goal setting, budgeting & saving, credit building, estate planning and retirement planning.
Get connected to opportunity.