Free-ATM
ATM FEES ARE DEAD.
IT'S AN EVERYDAY STRUGGLE
Many of us don’t believe we can change our financial position. 40% of American adults don’t have enough savings to cover a $400 emergency2. But the path to financial mobility can be created with tools and resources on our smartphone. We just need to tap in.
MoCaFi Mobility Bank Account
SPEND SMART
With the MoCaFi Mobility Debit Mastercard®, access no charge ATM withdrawals3, options on how to load your funds, and make purchases everywhere Debit Mastercard is accepted.
When you open a MoCaFi account, your account number and routing number are immediately available for direct depositing approved payroll and government benefits checks.
Use the MoCaFi app to photo deposit approved checks using the Ingo™ Money Service integration4.
Allpoint ATM Network
NO FEE ATMs
The MoCaFi Debit Card can be used at any of the 55,000 AllPoint Network ATMs to withdraw cash with no surcharge fee. Just look for the AllPoint logo or use the ATM locator in the MoCaFi app.
Rent Reporting to Equifax and TransUnion
BUILD CREDIT
Use our Bill Pay feature to send check payments to your landlord and opt-in to report those payments to Equifax and TransUnion5. In addition to monthly reporting, we can also submit a one-time report of up to 24 months of past rental payment history.
VantageScore Tracker by Equifax
UNDERSTAND CREDIT
VantageScore Tracker by Equifax is a free tool to track the behavior of your credit profile over time6. VantageScore is growing as a rival to FICO for thin-credit file consumers with 12 billion scores provided to consumers and lenders between 2018 and 2019.
MoCaFi Mobility Score
DO YOU
Get access to wealth building resources with points accumulated on your MoCaFi Mobility Score7. Start out with access to financial coaching, credit education, and homeownership counseling.
Get 10% off of each purchase with a MoCaFi Represent Rewards Partner8.
REPRESENT
When a storefront in your neighborhood is empty or an e-commerce brand we love shuts down its website, we lose the opportunity to invest in our community, represent our culture, and make a human connection. MoCaFi partners with small minority-owned businesses to offer our account holders discounts on everything from grooming to organic home goods. Support small businesses in our community when you buy with MoCaFi.
Spend smart. Build credit. Do you.
GET THE APP TO OPEN YOUR ACCOUNT
ABOUT MOCAFI
MoCaFi is an African-American owned fintech company that provides banking, credit building, and wealth coaching services for Americans living on the economic margins. Join the movement.
NEED TO TALK?
We’re here to help. If you have questions about your MoCaFi Mobility Bank Account, MoCaFi Debit Card, or MoCaFi app, reach out to a member of our Customer Concierge Team:
Purlife Spence at 646-853-5820, M-F from 9a EST to 4p EST,
or purelife.spence@mocafi.com
Matias Abrego at 551-226-1525, M-F from 9a EST to 4p EST,
or matias.abrego@mocafi.com
REPRESENT REWARDS BRANDS
Men’s Grooming
SCOTCHPORTER
Local Community
SHOPNEWARK
