Financial Literacy

5 Habits of Savvy Savers

Mastering the art of saving is an important part of your financial comeup. Knowing how much to save and how to go about saving it can be a…


photo of a chain

Protect Your Neck: Avoiding a Personal Security Attack

With every crisis comes a ton of identity thieves and fraudsters; the COVID pandemic is no different. Having your identity compromised can…


It Might be Time for a Checkup, Financially Speaking

A lot of people don’t like to talk about money. When the topic comes up, many people don’t have much to say. Could it have something to do…


Budgets Before and After Social Distancing

It’s been approximately five weeks since the first wave of stay-at-home orders from municipalities and states began in the US.  Although we…


5 Things You Should Include in Your Budget

Budget, now that’s a word we’ve all used at some point. Some of us have a budget that we actually take the time to create each month and…


Budget … Getting Water from a Rock 

“I don’t make enough money to save.” This statement is probably the most powerful statement an individual can make as it relates to…


Help! …Establishing an Emergency Fund, Part 2

The Structure of Your Emergency Fund As I mentioned in Part 1, it is important to have six to nine months of living expenses saved, but…


Help! …Establishing an Emergency Fund Part 1

I remember the Detroit teachers’ strike in October 2006.  I offered financial literacy courses to help them navigate those hard economic…


Dealing With Debt, Part 3

Debt is like a slippery slope--you can slide down very easily but if you want to climb back to the top it can feel almost impossible. High…


Dealing With Debt, Part 2

In every webinar, there will be at least five attendees who have concerns about dealing with creditors. With over 700 million credit cards…