How To Report RentTo The Credit Bureaus

MoCaFi Bill Pay lets you add Billers and issue checks to pay them from the app without logging into separate websites or writing physical checks. Rental Payments made by check to your Landlord are eligible to be reported to Equifax and TransUnion as a way to boost your credit score with positive payment history. Rent funds are immediately debited from your account and the check is mailed in 1 business day. New payment history is added to your credit profile in 30-45 days.

Add your Landlord as a Biller in the MoCaFi Bill Pay app feature. Opt in to report payments to your Landlord to Equifax and TransUnion.

We contact your Landlord to verify your lease terms including the amount and due date of your Rental Payments.

A MoCaFi tradeline is created on your Equifax and TransUnion credit score to report Rental Payments made with your MoCaFi account.

Use Bill Pay to mail your Rent check and mark the payment for reporting to Equifax and  TransUnion. Funds are immediately debited and a check is cut to pay the Landlord on file.

A check in your name is mailed to your Landlord’s address via US Postal Service Priority Mail within 1 business day of the payment date. Your Rental payment is added to your tradeline within 30-45 days.

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The MoCaFi Bank Account and the MoCaFi Debit Mastercard are issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card may be used everywhere Debit Mastercard is accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Account Agreement. The MoCaFi Bank Account is marketed and administered by MoCaFi. MoCaFi is a Fintech partnering with Sunrise Banks N.A.

1 Rental Payment Reporting is not Sunrise Banks N.A. products, nor does Sunrise Banks N.A. endorse this feature.