Do all of your banking
with an app and a debit card
How To Open An Account
You should know about MoCaFi before you register, why MoCaFi
is so popular, these are some of the reasons.
Download ONE OF THE MOCAFI-POWERED
BANK ACCOUNT APPS from
the App or Play Store.
APPLY for a
GET AUTO-ApprovED based
on IMMEDIATE verifICATION OF
your personal identity
VIEW YOUR ACCOUNT AND DEBIT
CARD NUMBERS IN THE APP
DIRECT DEPOSIT OR LOAD CASH
TO START SPENDING ONLINE UNTIL
YOUR DEBIT CARD ARRIVES
Download ONE OF THE MOCAFI-POWERED BANK ACCOUNT APPS from the App or Play Store.
APPLY for a Bank Account
GET AUTO-ApprovED based on IMMEDIATE verifICATION OF your personal identity
VIEW YOUR ACCOUNT AND DEBIT CARD NUMBERS IN THE APP
DIRECT DEPOSIT OR LOAD CASH TO START SPENDING ONLINE UNTIL YOUR DEBIT CARD ARRIVES
CHOOSE THE ACCOUNT THAT’S RIGHT FOR YOU
We manage bank programs for different cities and brands committed to financial empowerment. Compare each bank account program.
APPLY WITH yOUR GOVERNMENT ID aND
MoCaFi-powered bank accounts are available to anyone whose identity we can verify. We can use SSN, Passport, or Foreign ID. Credit score, banking history, or deposit amounts have no factor in your application.
NO FEES TO DEPOSIT
SPEND OR GET CASH
No-fee cash withdrawals at Allpoint™
or Wells Fargo ATMs. No-fee cash depositing on the VanillaDirect™ Network including Rite-Aid, Walgreens, Dollar General, and Family Dollar. No fee electronic Bill Pay.
GET PAID 2 DAYS
After making one verified direct deposit to your account, you are eligible to receive direct deposits from that employer or benefits provider up to 2 days earlier* than scheduled.
REPORT ON-TIME RENT PAYMENTS TO EQUIFAX and TRANSUNION
Use the Bill Pay feature in the app to pay rent checks by mail. Rent Bills can be reported to Equifax and TransUnion as a way to boost your credit score with positive payment history.
SEND & RECEIVE MONEY AT NO COST BETWEEN CONNECTED ACCOUNTS
Send and receive money between friends and family with a MoCaFi-powered bank account.
AT THE REGISTER
Use your debit card to pay with Apple Pay® and Google Pay®.