Weekend Agenda 031
The Weekend Agenda - 031
So you want to Spend Smart, Build Credit, and Do You? We’ve got you covered. You follow us on social and everyday you digest spending tips, financial insight, and credit advice. Over the weekend, take a little time and get into what we’ve lined up for you. From the screens of the MoCaFi team, we’ll be sharing content from across the web that matters. Because to start a business, level up, build generational wealth, or to just be ten toes down,
you’ll need to know what’s happening around you.
Enjoy and stay up!
- 12/11/20 -
Weekend Agenda 030
The Weekend Agenda - 030
So you want to Spend Smart, Build Credit, and Do You? We’ve got you covered. You follow us on social and everyday you digest spending tips, financial insight, and credit advice. Over the weekend, take a little time and get into what we’ve lined up for you. From the screens of the MoCaFi team, we’ll be sharing content from across the web that matters. Because to start a business, level up, build generational wealth, or to just be ten toes down,
you’ll need to know what’s happening around you.
Enjoy and stay up!
- 12/04/20 -
Weekend Agenda 029
The Weekend Agenda - 029
So you want to Spend Smart, Build Credit, and Do You? We’ve got you covered. You follow us on social and everyday you digest spending tips, financial insight, and credit advice. Over the weekend, take a little time and get into what we’ve lined up for you. From the screens of the MoCaFi team, we’ll be sharing content from across the web that matters. Because to start a business, level up, build generational wealth, or to just be ten toes down,
you’ll need to know what’s happening around you.
Enjoy and stay up!
- 11/20/20 -
Weekend Agenda 028
The Weekend Agenda - 028
So you want to Spend Smart, Build Credit, and Do You? We’ve got you covered. You follow us on social and everyday you digest spending tips, financial insight, and credit advice. Over the weekend, take a little time and get into what we’ve lined up for you. From the screens of the MoCaFi team, we’ll be sharing content from across the web that matters. Because to start a business, level up, build generational wealth, or to just be ten toes down,
you’ll need to know what’s happening around you.
Enjoy and stay up!
- 11/13/20 -
Brand Spotlight: Dungeon Forward
We believe, when you come across something good, it should be shared so others can enjoy it too. It’s important to share and spread the word about businesses and people doing great things, from making a difference to creating dope content and products.
Did you know that the COVID-19 pandemic has hit black communities, including black-owned businesses disproportionately harder? The number of active business owners in the US dropped by 22% from February to April of this year, with black-owned businesses accounting for 41% of that change.
Although spreading the word alone won’t close the gaps that have created an environment in which Black-owned businesses have the odds stacked against them, every moving part matters — financial services, financial literacy, a social agenda, an economic agenda, spreading the word and so much more.
This brings us to Dungeon Forward, a head wear brand based in Miami, FL. They’re a fire brand with great products. We hope you like them as much as we do. Here’s their story:
“Dungeon Forward is the brain child of Architect David Castro. Founded in 2008, the Dungeon was created to develop pieces directly inspired by and for the creative community. The name sake is one of movement and progress. We are always moving from the Dungeon Forward. From the darkness in to the light. From good to great, and this ever-present path of improvement is what is infused in our name. From nothing to something as Castro often describes his journey through life. We decided to focus on head wear in 2014 after realizing that the crown was often treated as an after thought. "Our" crown needed to be better than that and Castro aspired to not only create innovative head wear, but to tell a story while doing so. The stories we tell come from the culture. Through head wear it is our intent to call attention to stories of triumph, and to infuse poetic inspiration into our crowns. It is also our most specific focus to change the perspective on what a crown could look and feel like. When you see a Dungeon Forward crown, you should notice it at first glance if we are doing our job correctly.”
Via Dungeon Forward
So tell a friend to tell a friend.
Weekend Agenda 027
The Weekend Agenda - 027
So you want to Spend Smart, Build Credit, and Do You? We’ve got you covered. You follow us on social and everyday you digest spending tips, financial insight, and credit advice. Over the weekend, take a little time and get into what we’ve lined up for you. From the screens of the MoCaFi team, we’ll be sharing content from across the web that matters. Because to start a business, level up, build generational wealth, or to just be ten toes down,
you’ll need to know what’s happening around you.
Enjoy and stay up!
- 10/23/20 -
READ THIS: This school club teaches young men of color that they belong in the finance world
DOWNLOAD THIS: Matching Students With Scholarships: How Christopher Gray’s app, Scholly, helps kids go to college
Side Hustles With Low Startup Costs
A good side hustle has always been a welcomed idea but during our current economic state, side hustles are becoming even more of a necessity in order for many Americans to make ends meet. According to the Pew Research Center, “Nearly half of U.S. adults with lower incomes have had trouble paying their bills since the start of the coronavirus pandemic.”
The figures are bleak at best, with many people still unemployed. And although some people have returned to work many households continue to be impacted by the pandemic. Side hustles are a strategic way to generate a little extra cash and gauge the viability of said hustle becoming your main source of income.
Getting a side hustle up and running by nature shouldn’t take too many resources. When it does, it starts to look more and more like you’re establishing a full time business and this isn’t quite the same thing. Ideally your chosen side hustle should bring value to your situation without you having to give up everything. Here are five side hustle ideas with low startup costs:
Make your hobby make you money
Turning something you enjoy doing into a side hustle will help to keep you motivated; who doesn’t love to spend time doing the things they love. An example of this would be selling jewelry, crafts, art, digital designs, editing services, and much more. If your hobby involves selling goods or services, you have the option of setting up a shop on an existing marketplace platform such as Melanoid Exchange, Etsy, Amazon Handmade, Society6, PeoplePerHour, and Fiverr. You aren’t limited to these platforms, you can also create your own unique online store or website.
Sell unwanted items on Poshmark or start your own unique second hand website
A great deal of people go through their closets and pack bags to drop off at donation boxes. Donating is great but there may be some items in those bags that people on the web are willing to pay a few dollars to get their hands on. If you have a large supply of fashion items that you want to get rid of, selling items through Poshmark or even setting up your own online shop might be a great way to make some extra money.
Start a blog
Starting a blog won’t be fast money but it’s definitely a way to generate additional income. Finding a way to balance your time is essential for all side hustles but in particular with starting a blog you’ll want to be strategic about the time and resources you pour into getting this side hustle to make money for you.
Write for publications
Take your writing on the road, so to speak, and freelance for established publications. There are plenty of blogs and magazines that will pay you for submissions they choose to publish. You’ll want to create an online portfolio and resume to share with brands as you approach them about freelance writing opportunities.
Door dash/UberEats
Take advantage of established platforms like DoorDash and Uber Eats. With these opportunities, you have the flexibility to work when you choose and it requires no startup costs, only the use of your personal vehicle which you’ll use to make deliveries.
There are lots of opportunities for side hustles. To find a side hustle that’ll be worth your time, find the sweet spot between what you’re good at, what won’t demand more time than you’re able to dedicate, and what need you can fulfill for others.
Before you take on any side hustle, identify how much time and resources you have available to dedicate. Remember the purpose of a good side hustle is to make extra money and to identify an opportunity for more growth.
Weekend Agenda 026
The Weekend Agenda - 026
So you want to Spend Smart, Build Credit, and Do You? We’ve got you covered. You follow us on social and everyday you digest spending tips, financial insight, and credit advice. Over the weekend, take a little time and get into what we’ve lined up for you. From the screens of the MoCaFi team, we’ll be sharing content from across the web that matters. Because to start a business, level up, build generational wealth, or to just be ten toes down,
you’ll need to know what’s happening around you.
Enjoy and stay up!
- 10/16/20 -
How To Use Mobility Score

The Mobility Score is MoCaFi’s alternative scoring model to help you create economic mobility and gain access to tools and resources to get you to where you want to be financially.
The Mobility Score measures and rewards positive financial health. We use your activity on the platform to assess money management, financial literacy, and financial planning activities. As you use the features available to you in the MoCaFi app, your score will increase. As your score increases, you’ll unlock new services and resources in the MoCaFi app. For example, you may unlock access to one-on-one homeownership consulting, eviction and foreclosure prevention, credit education for new entrepreneurs, affordable healthcare insurance, and more once you attain a certain score.
In the MoCaFi app select the ‘bars’ icon.

In the Mobility Score section select ‘SEE MORE’

Your score is at the top of the screen. You can click your score to view what actions earned you points and when.

How to increase your score:
- Use all of the features available to you!
- Open an account
- Order your MoCaFi Mobility Debit Mastercard®
- Set up Bill Pay
- Link another bank account to easily move money to your MoCaFi Mobility Account
Weekend Agenda 025
The Weekend Agenda - 025
So you want to Spend Smart, Build Credit, and Do You? We’ve got you covered. You follow us on social and everyday you digest spending tips, financial insight, and credit advice. Over the weekend, take a little time and get into what we’ve lined up for you. From the screens of the MoCaFi team, we’ll be sharing content from across the web that matters. Because to start a business, level up, build generational wealth, or to just be ten toes down,
you’ll need to know what’s happening around you.
Enjoy and stay up!
- 10/9/20 -