MoCaFi was founded to be the community bank of the future, providing low-cost personalized access to banking, credit, and wealth-building financial services that guide your path to economic mobility.

We’re disrupting the $144 billion alternative financial services industry with affordable, credit-building financial products. Our mission is to help communities transition out of financial vulnerability to economic prosperity.

“Families forced to rely on exploitative financial services – like payday lenders, check cashing spots or pawn shops – often spend more for these than they do on food. There has to be a better way.” — Wole Coaxum, Founder and CEO, MoCaFi