Fintech for an
equitable society

MoCaFi Financial Services as Infrastructure™ is a turnkey fintech platform for government and philanthropic organizations to provide individuals and families with cash assistance, mobile banking, and financial programming that create pathways to wealth.

Every year, billions in federal funding for Americans experiencing financial headship goes unused

8 Million
Households did not receive cares act payments*
7 Billion
In earned income tax credit left on the table for 5M people annually**
4 Million
Unfunded for temporary assistance for needy families**
FIS Map

Financial Services
as Infrastructure™

We work with with municipalities, financial institutions, community-based organizations, and private companies to create scalable, sustainable, low-fee infrastructure for financial inclusion at the consumer-level.

Digital benefit payments

Digital Benefit
Payments

Distribute millions in one-time or monthly payments on a prepaid debit card with no-fee ATM access.

Self-service online payments portal

Self-service online
payments portal

Control individual or bulk shipments of reloadable cards across multiple programs and agencies and message participants to increase adoption rates.

We believe in the radical idea that high-quality, low cost financial services can close the opportunity gaps preventing 90 Million Americans from fully pursuing prosperity

Mobile banking solutions

Mobile Banking
Solutions

Off the shelf or custom-branded demand deposit account programs with physical debit cards, contactless payment capability, a mobile banking app, and 24×7 customer support.

Local community engagement<br />

Local Community
Engagement

Build program awareness and onboard individuals to full participation with product launches, lifecycle marketing, financial education and coaching programs at scale.

$100 MILLION

MoCaFI has helped to disburse millions of dollars in government and philanthropic funding in 15+ municipalities.

95,000 +

Platform Users

75,000 +

Immediate Response Cards

20,000 +

Mobile Banking Accounts

4,000 +

Emergency Rental and Utility Assistance Recipients

Download Impact Report

CASE STUDY:
Emergency Rental Assistance,
Birmingham, AL

MoCaFi is partnering with the City of Birmingham to disburse Emergency Rental Assistance Program (ERAP) funding to assist residents unable to pay rent or utilities in the aftermath of the pandemic. MoCaFi’s efficient disbursement supported Birmingham in receiving four rounds of funding. $14 million has been disbursed to date to over 3,000 families. Birmingham is the #1 city in Alabama and the city has been recognized as one of the most effective in the country in disbursing rental assistance dollars.

Image Source: Birmingham Business Alliance

ANGELENO-CONNECT

CASE STUDY:
Angeleno Connect,
Los Angeles, CA

MoCaFi has partnered with Los Angeles to launch Angeleno Connect – a digital platform to provide residents with contactless access to cash benefits, city services, and a low-fee mobile banking account. Angeleno Connect supports programs such as LA’s BIG LEAP, the largest city-led Guaranteed Income pilot in the US, emergency rental assistance and homeless services. These programs impacted the lives of 16,000 families.

Image Source: Mayor’s Fund for Los Angeles

ANGELENO-CONNECT

“SOCIAL JUSTICE WITHOUT ECONOMIC JUSTICE IS LIKE ONE HAND CLAPPING”

— WOLE COAXUM, FOUNDER & CEO, MOCAFI

OUR MISSION

To help excluded communities create wealth through better access to public, private, and social capital.