FEATURED IN

IT'S AN EVERYDAY STRUGGLE

Many of us don’t believe we can change our financial position. 40% of American adults don’t have enough savings to cover a $400 emergency2. But the path to financial mobility can be created with tools and resources on our smartphone. We just need to tap in.

MoCaFi Mobility Bank Account

SPEND SMART

With the MoCaFi Mobility Debit Mastercard®, access no charge ATM withdrawals3, options on how to load your funds, and make purchases everywhere Debit Mastercard is accepted.

When you open a MoCaFi account, your account number and routing number are immediately available for direct depositing approved payroll and government benefits checks.

Use the MoCaFi app to photo deposit approved checks using the Ingo™ Money Service integration4.

Allpoint ATM Network

NO FEE ATMs

The MoCaFi Debit Card can be used at any of the 55,000 AllPoint Network ATMs to withdraw cash with no surcharge fee. Just look for the AllPoint logo or use the ATM locator in the MoCaFi app.

Rent Reporting to Equifax and TransUnion

BUILD CREDIT

Use our Bill Pay feature to send check payments to your landlord and opt-in to report those payments to Equifax and TransUnion5.  In addition to monthly reporting, we can also submit a one-time report of up to 24 months of past rental payment history.

VantageScore Tracker by Equifax

UNDERSTAND CREDIT

VantageScore Tracker by Equifax is a free tool to track the behavior of your credit profile over time6. VantageScore is growing as a rival to FICO for thin-credit file consumers with 12 billion scores provided to consumers and lenders between 2018 and 2019.

MoCaFi Mobility Score

DO YOU

Get access to wealth building resources with points accumulated on your MoCaFi Mobility Score7.  Start out with access to financial coaching, credit education, and homeownership counseling.

Get 10% off of each purchase with a MoCaFi Represent Rewards Partner8.

REPRESENT

When a storefront in your neighborhood is empty or an e-commerce brand we love shuts down its website, we lose the opportunity to invest in our community, represent our culture, and make a human connection. MoCaFi partners with small minority-owned businesses to offer our account holders discounts on everything from grooming to organic home goods. Support small businesses in our community when you buy with MoCaFi.

REPRESENT REWARDS BRANDS

Men’s Grooming

SCOTCH
PORTER

Local Community

SHOP
NEWARK

Home Goods

BLK
+GRN

NEED TO TALK?

We’re here to help. If you have questions about your MoCaFi Mobility Bank Account, MoCaFi Debit Card, or MoCaFi app, reach out to a member of our Customer Concierge Team:

Purlife Spence at 646-853-5820, M-F from 9a EST to 4p EST,
or purelife.spence@mocafi.com

Matias Abrego at 551-226-1525, M-F from 9a EST to 4p EST,
or matias.abrego@mocafi.com

ABOUT MOCAFI

MoCaFi is an African-American owned fintech company that provides banking, credit building, and wealth coaching services for Americans living on the economic margins. Join the movement.

About MoCaFi

Spend smart.  Build credit.  Do you.

SUBSCRIBE TO OUR WAITLIST FOR THE NEW MOCAFI DEBIT CARD



The MoCaFi Debit Card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. The card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Account Agreement.

1 MoCaFi credit and wealth building features are not Sunrise Banks N.A. products, nor does Sunrise Banks N.A. endorse these features.

2 Board of Governor’s of the Federal Reserve Report on the Economic Well-Being of US Households 2017

3 Fees may be charged by a 3rd party provider of ATM services outside of the MoCaFi network. Review the MoCaFi Account Agreement for account fee details.

4 Ingo Money is a service provided by Ingo Money, Inc. and First Century Bank, National Association, Member FDIC, subject to Ingo Money and First Century Bank Terms & Conditions and Privacy Policy. Approval review usually takes 3-5 minutes, but may take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you submitted it, if you attempt to cash or deposit it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply for loading or use of your card. See your Account Agreement for details..

5 Rental Payment Reporting is not a Sunrise Banks N.A. product, nor does Sunrise Banks N.A. endorse this feature.

6 VantageScore Tracker is not a Sunrise Banks N.A. product, nor does Sunrise Banks N.A. endorse this feature.

7 MoCaFi Mobility Score is not a Sunrise Banks N.A. product, nor does Sunrise Banks N.A. endorse this feature

8 MoCaFi Represent Rewards is not a Sunrise Banks N.A. product, nor does Sunrise Banks N.A. endorse this feature.

The Akimbo MoCaFi Prepaid Mastercard is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

Enrollment for The Akimbo MoCaFi Prepaid Mastercard will end 06/19/20.